About Crop Hail

See How Crop Insurance Can Protect You

The crop hail program provides the grower protection against any yield reduction caused by hail. The grower may elect to insure up to the maximum limits or the full value of the crop. There are various deductibles available to allow the grower to partially self-insure for a reduced premium cost.

What Is Crop Hail? What Are the Benefits?

Crop hail coverage provides protection against physical damage from hail.

Crop hail can be used along with MPCI or other comprehensive coverages to offset the MPCI deductible and help provide protection up to the actual cash value of the crop. Coverage is provided on an acre-by-acre basis, so that damage that occurs on only part of a farm may be eligible for payment when the rest of the unit remains unaffected. A loss will not be adjusted until the loss reaches at least 5% damage.

If a grower has coverage and bumper crop yields or higher prices become apparent, coverage can be increased during the growing season to cover the value of the crop.

Dollar Guarantee

A dollar amount of coverage per acre is selected by the grower. Options with different deductibles may be selected to permit a grower to partially self-insure for reduced premium costs.